Saving on auto insurance is a priority for Florida drivers. Progressive offers a variety of discounts designed to help reduce premiums based on different driver profiles. Here is a guide to understanding these discounts, so you can maximize your savings on Progressive Auto Insurance in Florida.
Available Discounts and Savings
There are several discounts available:
Safe Driver Discounts reward drivers with a clean driving record. You can save by maintaining no at-fault accidents or moving violations for the past three years.
Multi-Policy Discounts allow you to save by bundling your auto insurance with other policies, such as golf cart or recreational vehicle insurance.
Multi-Car Discounts are available if you insure more than one vehicle on the same policy.
Homeowner Discounts reward you for owning a home, even if it’s insured through another company. Simply provide proof of homeownership.
Continuous Insurance Discounts offer savings for having continuous insurance coverage with no gaps.
Teen Driver Discounts help offset the higher cost of insuring a teen driver. Add a driver under 18 to your policy to qualify.
Good Student Discounts offer savings for high school or college students who maintain good grades, typically a B average or better (or equivalent GPA).
Distant Student Discounts benefit students who reside more than 100 miles away from home without a car. College students with a permanent home address over 100 miles away can save.
Pay in Full Discounts allow you to save by paying your entire premium upfront.
Automatic Payment Discounts reward you for setting up automatic payments from a checking account.
Paperless Discounts are available if you opt to receive digital documents and billing.
Snapshot Discounts offer savings based on safe driving habits tracked through the Snapshot program. Enroll and demonstrate safe driving behavior to benefit.
Loyalty Rewards provide discounts for staying with Progressive over time. The savings increase the longer you are insured with Progressive, with tiers like Silver, Gold, and Platinum delivering incremental discounts.
How to Maximize Your Savings
Drive Safely: Maintaining a clean driving record is one of the most effective ways to keep premiums low. Avoid accidents and traffic violations to qualify for the Safe Driver Discounts.
Bundle Up: Consider combining your auto insurance with other policies such as motorcycle insurance to take advantage of the Multi-Policy Discounts.
Keep Continuous Coverage: Ensuring you have no gaps in your insurance coverage can qualify you for the Continuous Insurance Discounts.
Insure Multiple Vehicles: If your household has more than one car, insuring them all with Progressive will earn you the Multi-Car Discounts.
Be a Homeowner: Simply owning a home makes you eligible for the Homeowner Discounts. Make sure to provide proof of homeownership.
Driving Habits: Enroll in the Snapshot program to potentially earn a discount based on your driving habits. It’s a win-win if you’re already a conscientious driver.
Pay Wisely: Opting to pay your premium in full or setting up automatic payments can lead to significant discounts, so choose the most convenient payment option for you.
By understanding and utilizing these discounts, you can make a Progressive Auto Insurance more affordable.
Take time to regularly review your policy with your local Trusted Choice agent to ensure you’re always getting the best deal possible.
