Are you a Home Medical Equipment (HME) dealer, Durable Medical Equipment (DME) distributor, or do you operate an Orthotic and Prosthetic (O&P) facility in Florida? If so, Fuller Insurance has partnered with McNeil & Co. to bring you a specialized insurance program tailored specifically to meet the unique needs of your industry.
The HOMed program, offered by Fuller Insurance throughout Florida, provides an all-in-one insurance package designed to address the specific challenges and potential exposures associated with the HME/DME and O&P industries . This comprehensive coverage goes beyond standard insurance policies, offering a range of benefits that can help protect your business and potentially save you money in the long run.
Key Features and Benefits:
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Customized Coverage: The HOMed program offers customized insurance packages for three key categories :
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Home Medical Equipment & Durable Medical Equipment
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Medical Equipment Distributors
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Orthotic & Prosthetic Facilities
This tailored approach ensures that your specific business needs are met, whether you’re providing equipment directly to consumers or operating as a wholesaler or distributor.
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Comprehensive Coverage Options: The program includes a wide range of coverages to protect various aspects of your business :
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Product Liability
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Professional Liability
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General Liability
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Property (including off-premises and in-transit)
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Business Income Actual Loss Sustained
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Sexual or Physical Abuse Liability
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Privacy Liability
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Automobile Liability
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Employee Benefits Liability
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Employment Practices Liability
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Crime
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Excess Liability
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Risk Management Services: What sets the HOMed program apart is its approach that goes beyond just insurance. McNeil & Co. provides a full range of risk management services, including training courses developed by medical equipment and O&P experts . These services are designed to:
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Address vital employee training needs
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Help reduce claims
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Save money over time
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Industry Expertise: McNeil & Co. understands the unique challenges faced by businesses in the HME/DME and O&P industries. Their team of professionals has direct experience in these fields, allowing them to create insurance packages that truly fit your business needs .
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Specialized Protections and Support: The HOMed program offers insurance built from the inside out, with category-specific needs in mind. This approach ensures that you receive comprehensive risk management support tailored to your industry .
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Additional Resources: McNeil & Co. provides access to webinars, news & insights, and events that can help you stay informed about industry trends and best practices .
To take advantage of this specialized insurance program and protect your Florida-based HME/DME or O&P business, contact Alex Reber at Fuller Insurance for a quote. Alex and the team at Fuller Insurance can help you navigate the HOMed program and find the right coverage for your specific needs.
Don’t leave your business vulnerable to the unique risks of the medical equipment industry. Reach out to Fuller Insurance today and discover how the HOMed program can provide comprehensive protection and valuable risk management services for your Florida business.
