Auto-Owners Insurance offers a Teen Driver Monitoring Discount on personal auto insurance. Do you use a smart phone app like Life 360? If you have the Gold or higher version, and your teen is 16-20 years old, you can request the discount today! The discount is up to 5% on the teen driver’s premium!
NOW THE DETAILS …
AUTO-OWNERS INSURANCE TEEN DRIVER MONITORING DISCOUNT
A. Unmarried operators age 16-20 are eligible for a Teen Driver Monitoring Discount when a Global Positioning System (GPS) unit is attached to the vehicle the teen principally operates or the teen is enrolled in an eligible application on their smartphone. This discount will be applied upon receipt of the proof of purchase or other documentation.
B. Eligibility
- Eligible GPS units and smart phone applications must meet the following criteria:
- Locate Vehicle – the ability to determine the vehicle’s location via Web or phone.
- Driving Habits – the ability to know the teen driver’s speed and a weekly or monthly driving history report along with tracking other various driving habits such as phone use, hard braking, rapid acceleration, or aggressive driving.
- The discount will be removed when the eligible operator turns 21, gets married, or is removed from the policy.
- An otherwise eligible operator is no longer eligible for this discount if they have had:
- More than 1 at-fault accident, or
- More than 1 violation resulting in 2 or more conviction surcharge points, or
- One violation resulting in 4 or more conviction surcharge points, or
- One at-fault accident and 1 violation resulting in 2 or more conviction surcharge points.
C. For the applicable discount, please refer to the Rates and Premium Determination section.
