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Auto-Owners Insurance CompanyFlorida Auto Insurance

Auto-Owners Insurance Defensive Driving Discount

By February 8, 2024No Comments

Auto-Owners Insurance offers a Defensive Driving Discount on personal auto insurance. You can receive this discount by taking on on-line defensive driving course! Here are some defensive driving course options that will earn you the discount:

1. https://www.lowestpricetrafficschool.com/defensive-driving-online.html

2. https://www.dmvflorida.org/traffic-school/mature-driver/

3. https://www.aarp.org/lp/driversafetycourse/

NOW THE DETAILS …

AUTO-OWNERS INSURANCE DEFFENSIVE DRIVING DISCOUNT

If the principle operator of an insured vehicle is 55 years of age or older, a 5% premium discount will be applied to Bodily Injury Liability, Property Damage Liability, Personal Injury Protection and Collision premiums when the operator has received a certificate of completion of a motor vehicle accident prevention course that was established in accordance with Florida state statute.

As a condition for maintaining the discount once applied, operators must:

  1. Remain free of at-fault accidents during the discount period.
  2. Receive no moving violations during the discount period.

The Defensive Driving Discount is not available to anyone completing a motor vehicle accident prevention course as punishment specified by a court order as a result of a motor vehicle conviction.

Application of Discount

  1. The discount may be applied to new business, renewals or mid-term to eligible drivers who have provided proof of motor vehicle accident prevention course completion.
  2. The discount will be removed on the renewal following an at-fault accident or moving violation that was received by the operator receiving this discount.
  3. The discount will be automatically removed at the renewal three years after certification is received.  Recertification will be required for continuation of the discount each three-year period.
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