Take care of your dental health with individual dental insurance.
Coverage for more than just your dental health.
Having individual dental insurance is key to staying healthy, and it’s not just about your teeth. Did you know that regular dental exams can even help detect serious underlying conditions such as heart disease and diabetes? Having this coverage helps you get the preventative and corrective care you need to stay healthy.
How dental insurance plans work.
Individual dental insurance is designed to offer you coverage and help you budget for all levels of care. Dental plans offer a variety of diagnostic, preventative care, and corrective services which include cleanings, exams, X-rays, fillings, root canals, orthodontia for children, and emergency care while traveling. All of these are important for maintaining a healthy smile and having coverage may help you get the dental care you need.
What to consider before choosing a dental insurance plan.
Keep in mind that some policies may have a waiting period before your coverage kicks in. Another important thing to check in your policy is what your deductibles and copays will be to see if they fit your needs. You’ll also want to know what your annual limits are for your insurance coverage.
What are the most common dental care services covered?
Preventative care such as cleanings and exams, diagnostic services such as X-rays, and corrective services such as fillings and root canals.
Is dental insurance worth it?
Without insurance, you would need to pay out-of-pocket for dental care, both planned and unexpected. Having coverage may help you save on these costs.
Get the right policy to cover your specific needs.
Individual dental insurance policies are usually simple and straightforward since you’ll know which procedures are covered and what the out-of-pocket costs might be for the dental services you need. It may also help bring you peace of mind knowing that should you need unexpected dental care services, you’ll have coverage for the care you need in that instance.
Are you looking for an individual dental insurance plan? Contact us to discuss your needs and to go over your coverage options.