Discover the 2025 Florida Blue Medicare Prescription Drug Plans (PDP)
Let’s dive into the key details of these plans, brought to you by your trusted health partner, Fuller Insurance LLC, a licensed, independent broker for Florida Blue.
Enhanced Prescription Coverage Plans for 2025
Florida Blue offers two standout prescription drug plans under Medicare: the BlueMedicare Premier Rx (PDP) and the BlueMedicare Complete Rx (PDP). Here’s a quick comparison to help you choose the best fit for your health needs and budget:
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BlueMedicare Premier Rx (PDP):
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Monthly Premium: $51.60
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Rx Deductible: $590 (only applicable for drugs in tiers 3, 4, and 5)
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Maximum Out-of-Pocket Costs: $2,000
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$0 copays for covered Part D vaccines
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BlueMedicare Complete Rx (PDP):
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Monthly Premium: $167.00
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Rx Deductible: $0
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Maximum Out-of-Pocket Costs: $2,000
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Lower copays on non-preferred generics and preferred brands compared to Premier Rx
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Both plans cap annual spending on Part D drugs at $2,000, after which all subsequent medication costs are covered in full, providing significant financial relief.
Key Enhancements in 2025 Plans
One of the significant updates to the Medicare Part D program in 2025 is the elimination of the coverage gap, famously known as the “donut hole.” This means a more straightforward and potentially less costly medication management experience. Additionally, Florida Blue and Medicare introduced a Medicare Prescription Payment Plan option, allowing beneficiaries to spread their out-of-pocket costs throughout the year, aiding in budget management and financial planning.
Pharmacy Network and Accessibility
To ensure that getting your prescriptions is as convenient as possible, Florida Blue offers an expansive network of pharmacy options including mail-order services and access to major national chains such as Costco, CVS, Walgreens, and Walmart. This accessibility ensures that no matter where you are, your medications are within easy reach.
Ongoing Support and Personalized Care
The Fuller Insurance Team offers personalized service from the moment of enrollment and throughout your membership. We are equipped to help you understand all the nuances of the new plans and assist you in making decisions that fit your health needs and financial capacity .
The Annual Enrollment Period is here! Consider reaching out to the Fuller Insurance Team to discuss your options. Remember, choosing the right Medicare Prescription Drug Plan can lead to better health management and significant financial savings down the line. Make 2025 the year you focus fully on your health with Florida Blue—Your Health Solutions Partner.
2025 Florida Blue Medicare Prescription Drug Plans
2025 Summary of Benefits – BlueMedicare Premier Rx (PDP) S5904-001
2025 Summary of Benefits – BlueMedicare Complete Rx (PDP) S5904-002
2025 List of Covered Drugs – BlueMedicare Premier Rx (PDP) S5904-001
2025 List of Covered Drugs – BlueMedicare Complete Rx (PDP) S5904-002
